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Thursday, 02 March 2017 16:35

Sarasota Financial Forum: Free Finance Classes for the Community

Our Spring 2017 class lineup is here! We’re excited to offer ten free classes to the community on popular personal finance topics. Classes will be held Monday through Friday, March 20th to the 31st.

According to the 2015 National Capability Study1 by the FINRA Foundation, nearly two-thirds of Americans could not pass a basic financial literacy test, meaning they could not answer more than three out of five questions correctly. We think everyone deserves access to better financial knowledge, and that’s exactly what the Sarasota Financial Forum sets out to do. Check out our classes below and register today on our website by clicking here.


Transitioning to Retirement: The Key Issues You Must Know – March 20, 12:00 p.m.

Retirement is a one-time event. Mistakes can be very costly. This course will address some of the key issues in the transition from work to retirement. Understanding these key issues and making informed decisions may help you better enjoy your "golden" years. Some of the topics we will cover include: evaluating the true cost of retirement, evaluating your sources and timing of retirement income, protecting your health and wealth, minimizing taxes during retirement, maximizing your pension benefits and social security, and planning for death and/or disability. This course is designed to guide you through this exciting transition period of your life.

Investing 101: Your Intro to Investing – March 21, 4:00 p.m.

Are you curious about investing but unsure how the process works? This class is designed to teach you all the investing basics. We will review the 7 characteristics common to all investments, the different types of risk, and the important questions to ask before writing a check. We will explain the difference between stocks, funds, annuities, and their respective pros and cons. Social

Security Crash Course – March 22, 6:00 p.m. and March 27, 3:00 p.m.

Social Security is a critical component of retirement planning. It can be overwhelming and potentially very costly if you are uninformed. It is important to know your benefits, understand your options and determine a plan to maximize your benefits. We will discuss the timing of taking your benefits, explore the pros and cons of working while collecting Social Security and examine the tax impact of your SS benefit and how to maximize your household benefits.

Leading Your Financial Future: A Women’s Guide to Financial Independence – March 23, 3:00 p.m.

Although women are on their way to holding the majority of the nation’s wealth, many are still less confident than men about financial decision making. This course will help women with building a financial foundation, creating a path to financial independence, planning an estate, and managing through the unexpected.

Aging and its Financial Implications: Planning for Housing – March 24, 3:00 p.m.

Did you know that at age 75 or older, 36% of one’s income goes toward housing?* Are you prepared? Does your financial plan factor in these costs? Most people are not expecting to have a large percentage of their income allocated to housing, as many believe they can simply “age in place” in their current home, not realizing how difficult or expensive that can become. This course will help you plan effectively for life as you age.

* Source: Bureau of Labor Statistics: Consumer Expenditures in 2013. BLS Reports. Report 1053. February 2015.

The Current Tax Landscape – March 28, 3:00 p.m.

The tax landscape has changed dramatically with the passing of legislation in early 2013 and the introduction of new taxes associated with health-care reform. In this seminar, we will review the current income and estate tax landscape, highlight trends driving government spending and debt, examine prospects for longer-term tax reform, and present tax and estate-planning strategies.

Planning for Health Care in Retirement – March 29, 6:00 p.m.

With more baby boomers retiring and life expectancies increasing, health-care costs in retirement are consuming a greater portion of household income. In fact, lifetime retirement health-care costs for a 65-year-old healthy couple retiring this year will exceed $250,000*. This presentation explores trends in health-care spending, provides details on navigating Medicare, and presents actionable planning strategies. * HealthView Services, 2016 Retirement Healthcare Costs Data Report.

Philanthropic Endeavors: Smart Charitable Giving Strategies – March 30, 3:00 p.m.

Charitable giving is an American tradition. While donating money through cash or check might be the most common way to give to a charity, is it the smartest? Using alternative charitable vehicles could allow you to give a larger contribution to the charities of your choice, all while you enjoy a greater tax benefit for yourself. We’ll show you the benefits of donating different assets and the strategies you can use to magnify your philanthropic efforts.

Investing Mistakes and How to Avoid Them – March 31, 3:00 p.m.

There are various behaviors that can potentially sabotage the investment portfolio you’ve spent years trying to build. The good news is, learning new habits may help to successfully build, preserve and transfer your wealth. In this class we’ll focus on what destroys wealth, how successful investors create wealth, and how you can alter your own behavior to work towards being successful when investing.



During some presentations, certain investments, such as stocks, bonds, mutual funds, and ETFs will be discussed, which have various risks including loss of principal. There is no assurance that the investments, techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

Information presented is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.

Securities Offered through LPL Financial Member FINRA / SIPC. Financial Planning and investment advice offered through Walsh & Associates, a registered investment advisor and separate entity from LPL Financial.

Source: 1. http://www.usfinancialcapability.org/results.php?region=US